What it costs

The practice is in network with 15 dental plans, listed below. Our staff review your insurance details before your visit and the practice submits the claim to your in-network plan. What you owe is decided by your plan once the claim is processed. Without an in-network plan you pay the practice directly, and the fee for your case is given to you in writing at your consultation, before anything is booked. Payment plans are available.

Requesting a time takes about ninety seconds and no account. Have your insurance details ready so staff can review them before your visit.

Plans the practice is in network with

From the practice's enrollment record, current as of October 2026. Being in network means the practice submits the claim; what your plan pays is still decided by your plan.

  • MetLife
  • Cigna
  • Humana
  • Humana Medicare
  • Ameritas
  • GEHA / Connection Dental
  • DHA / Sun Life
  • Lincoln Financial
  • Principal
  • BCBS
  • United Concordia
  • TRICARE United Concordia
  • Delta Dental
  • United Healthcare
  • United Healthcare Medicare

Not on the list, or no dental insurance? You pay the practice directly, and payment plans are available. The practice does not accept Medicaid.

Where the number comes from

Quoted after the surgeon has looked.

What needs doing is decided from your scan and your examination, not from a description over the phone, so the number is for your case rather than an average, and it is written down before anything is booked.

Dr. Peter K. Cudjoe standing beside a consultation desk

Which plan pays for what

Dental cover is the one that usually responds to a third molar. Medical cover can respond where there is pathology documented alongside it, so that is the case we look at.

Where medical can respond

  • A documented infection around the tooth
  • A cyst or other pathology found on the scan
  • Damage the wisdom tooth has done to the tooth in front of it
  • A documented medical reason for the anaesthetic

Where dental usually responds

  • Removal of an erupted wisdom tooth
  • Removal of an impacted wisdom tooth with no pathology alongside it
  • Socket preservation after the extraction
  • Sedation billed against a dental surgical code

These are patterns, not rules

Which plan responds depends on your own policy and on what the scan actually shows. Most medical plans do not pay for routine third-molar removal, so we do not plan around it. What any plan pays is decided by that plan after the claim, not by us.

How insurance and pricing work here

Four steps, from your first call to the claim.

  1. Your insurance details are checked

    When you call to book, we can confirm with your insurer during the call that your dental plan is active, using the member ID, name and date of birth on your card. Before your visit our staff review your insurance details as well. Neither is a promise of what your plan will pay.

  2. You come in for a consultation

    The surgeon looks at your scan and examines you. What needs doing is decided from what is actually there, not from a description over the phone.

  3. You are given the fee for your case, in writing

    For your own case, before anything is booked, with what it does and does not include set out. You take it away and think about it if you want to.

  4. The claim goes to your plan, or you pay directly

    With an in-network plan, the practice submits the claim and your plan decides what you owe. Without one, you pay the practice directly. Nothing is added to the fee without you agreeing first, and payment plans are arranged before your surgery date.

Dr. Peter K. Cudjoe seated beside a patient, both looking at a tablet he is holding

Questions about paying

Why is the price not on this page?
Florida requires that any advertised fee carry a minimum-fee disclaimer, the exact procedure code, and a stated period during which it applies. Those are met when we quote you directly, where the disclaimer travels with the number. Publishing a figure here without all three would not be lawful, and publishing one that is not actually your case would not be useful.
Do you take my insurance?
The practice is in network with these dental plans: MetLife, Cigna, Humana, Humana Medicare, Ameritas, GEHA / Connection Dental, DHA / Sun Life, Lincoln Financial, Principal, BCBS, United Concordia, TRICARE United Concordia, Delta Dental, United Healthcare, United Healthcare Medicare. Our staff review your insurance details before your visit and the practice submits the claim to your plan. What you owe is decided by your plan after the claim, so we do not promise a figure in advance. If your plan is not on this list, you pay the practice directly.
What if my plan is not on the list?
You pay the practice directly, and the fee for your case is given to you in writing at your consultation. Some plans reimburse members for care outside their network; ask your plan what it needs. The practice is not in network with Medicaid and does not accept it.
Can the price change after my consultation?
Only if what needs doing changes, and only with your agreement first. The quote covers what was found and planned at the consultation. If the surgeon finds something different, you are told before anything proceeds, not billed for it afterwards.
Can I spread the cost?
Yes. Payment plans are available and are arranged before your surgery date rather than on the day. See the financing page for how they work and who provides them.

Payment plans and financing